Money money money. We all want an never ending income. Dreaming of the days where you don't have to look at the price tag on a shirt at Forever 21 and can just purchase it. Or not feel guilty about splurging on dinner with the goals now that you're $90 less rich. I feel the pain. But I was also sick of feeling it. While working full time at a job I work part time on my passion, mainly to fund it and get it off the ground. But I still have other things to pay for. I recently decided I was really done with feeling so uptight with my budget. I was tired of feeling like I couldn't afford things I wanted and things my friends could. So I did something about it. I set up a calendar.
I know sounds super basic, and it is. But I am more of a visual learner. Seeing the numbers in my bank account constantly decrease is depressing and doesn't keep me on track at all. I am a pen and paper type gal. So I wrote it out. How much I make, how much I spend on my bills, how much "free money" I have (spending money on anything I want) and so on. Not only have I been super on track but I know where I'm at. I no longer have to scramble around for money because I thought I had more in my account than I did.
Not to get it twisted though, I didn't miraculously have millions in a weeks time. It's small and a slow process but way more than what I was saving before.
It's pretty easy to calculate pay what is owed, if you can't do large sums then do small increments at a time. If you're paying back loads of money in student loans like myself, put yourself on track to put aside a certain amount each week. Putting bills on hold for a second though, don't forget to put some aside for yourself. You deserve to do a little something for you, after all it is your money. Save up for a weekend getaway with the girls or those pair of heels you've been dreaming about for weeks.
I promise you, if I can do it so can you. It is possible to get yourself out of the paycheck to paycheck mindset with the exact same income.