Everyone loves a good how-to, right? But how about this one? How to save when you live paycheck to paycheck. The struggle is real and we have all felt it at some point. I try to make it a habit of posting things like this to be honest with my readers. Life is expensive, but luckily there are some things you can do to make it hurt your pockets a little bit less.
How to save when you live paycheck to paycheck:
-Look at your finances and see what is doable per week, $10? $20? $1?
Put aside same amount weekly, in 6 months time you'll have a nice savings
-Keep the change with CC to create your own savings, effortlessly
-Empty your change wallet into a "piggy bank"
-Look into something you buy frequently and how you can save on this item
-Make coffee at home
-Carpool to save gas
-Download apps to earn money on spending i.e. Ibotta on food shopping, ebates on department stores
-Download savings apps
-Cut back on subscriptions you're not using
-Sell things you don't use/want anymore on Mercari, Let Go, Tradesy
-Shop locally for cheaper prices
-Cook more, eat out less
Have any other ideas? Drop a comment below :)
One of my favorite topics, mainly because it hits close to home. Everyone struggles with some form of anxiety and/or depression at some point in their life. Sometimes it's an event that triggers it, or something you permanently deal with. Regardless, there are so many solutions to help you feel better and go about your day a little bit more normal.
I have never been huge on taking medications myself, primarily because I have trouble swallowing pills. Due to this, I'm always looking for a powder or gummy to solve the issue. Or even better, something holistic. I have found so many at home remedies, that help me feel my best when I feel anxiety coming on, or when I feel a bit more down then usual.
Low caffeine intake
What works best for you? Comment below!
Which do you prefer? Cooking for yourself or ordering out? I like a healthy mix of both. Some days, I have no energy to cook so ordering out is the best option. Other days, I'm super excited about a new recipe I've been wanting to make. Meal prepping is kind of the same deal. You can meal prep for the weekend cooking it yourself, or having someone else do it for you.
I have been toying with the idea of having a meal prep service for a variety of reasons. Some great pluses to having a meal service is the convenience first. There is nothing easier then having your meals sent to you house, simply waiting for you to eat. The second convenience is that you don't have to cook which means way less time taken out of your day. You don't need to shop for the ingredients, then cook and clean up. Depending on how vigorous your meal prep is, this could save you a few hours a week. But there are some down sides too. For example, you are not cooking the food yourself. While you hope the company is honest in what's in the ingredients and how it is prepared, there is always that variable. For some people, that may not be a negative. But for others, it can be a huge deal. For example, I really have to watch my salt intake. When I cook for myself, I typically don't add salt especially if I am cooking with foods or other ingredients that already contain it. My hope is that the label of food I am eating is accurate, but it could be a real problem if it isn't. The second negative is that it can be costly. Now for some, this is also not an issue. But for others, cooking can be way less expensive. Most meals vary between $8-$14, which can cost a pretty penny if you're buying enough meals for the week.
So which do you choose?
Convenience vs. time cooking
More expensive vs. cooking
Cooking at home vs. sent to your house
Meal prep yourself vs. not knowing what you're eating
Tell me what you think, below!